Privacy Policy
1. Introduction
Kurudy, Inc (“Kurudy”, “we”, “our”, or “us”) respects your privacy and is committed to protecting the information you share with us. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of information through our website, mobile applications, and associated services (collectively, the "Platform").
This Policy applies to all users of the Kurudy platform; including Investors, Companies, and site visitors. It complies with applicable U.S. federal and Delaware state data protection regulations, and—where applicable to European Union users—the General Data Protection Regulation (EU) 2016/679 (“GDPR”).
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email, address, phone number, government-issued ID, tax identification numbers.
- Business Information: Company formation documents, financial data, fundraising goals.
- Transactional Information: Investment commitments, bank information for escrow, disbursement records.
- Technical Data: IP addresses, browser types, device information, access logs.
3. How We Use Your Information
Kurudy uses your information to:
- Facilitate the investment and fundraising processes;
- Perform identity verification and compliance checks (KYC/AML);
- Coordinate with Escrow Agents and legal partners;
- Provide customer service and technical support;
- Improve and optimize platform functionality;
- Communicate updates, marketing notices, and legal disclosures.
Under GDPR, we rely on the following legal bases for processing your personal data:
- Consent (when you provide it);
- Performance of a contract (e.g., investments or agreements with Kurudy);
- Legal obligations;
- Legitimate interests (e.g., fraud prevention, platform improvement).
4. Sharing and Disclosure
We may share your data with:
- Registered Escrow Agents and funding intermediaries
- Regulatory bodies, such as the SEC and FINRA, as required by law;
- Authorized third-party service providers (e.g., KYC vendors, legal partners);
- Affiliates within the Kurudy corporate family under confidentiality agreements.
Kurudy does not sell your personal data to third parties. Where data is transferred from the EU to the U.S., we ensure appropriate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission.
5. Data Retention
We retain personal information for as long as your account is active or as needed to comply with legal, regulatory, or contractual obligations.
For EU residents, we retain data in accordance with GDPR retention principles, and delete or anonymize data once no longer necessary.
6. Security Measures
Kurudy implements technical and administrative security measures, including:
- Encryption of sensitive information in transit and at rest;
- Role-based access controls;
- Secure server infrastructure hosted in the United States.
7. Your Rights and Choices
Under U.S. law and GDPR (for EU residents), you have the right to:
- Access, update, or correct your personal information;
- Request deletion of your data, subject to regulatory constraints;
- Object to or restrict certain types of processing;
- Withdraw consent (where processing is based on consent);
- Data portability for machine-readable copies of your information.
To exercise these rights, contact us at: support@kurudy.com.
8. Cookies and Tracking
Our website uses cookies and tracking technologies for:
- Authentication and session management;
- Traffic and usage analytics;
- Security and fraud prevention.
You may control cookie settings through your browser preferences. EU users may also manage preferences via a cookie consent banner in accordance with GDPR and ePrivacy Directive.
9. Children’s Privacy
Kurudy does not knowingly collect personal information from individuals under the age of 18. If we learn we have collected such information, we will delete it promptly.
10. Changes to This Policy
We may modify this Privacy Policy from time to time. Updates will be posted on our website and noted by the effective date. Your continued use of the platform constitutes acceptance.
11. Contact
For privacy questions or concerns:
Email: support@kurudy.com
Mailing Address: Kurudy Inc.