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Last Updated: February 04, 2026

Kurudy Privacy Policy

Governing Law: State of Maryland, United States
TERMS OF SERVICE
PRIVACY POLICY
DISCLOSURES

About Kurudy

Kurudy Inc. ("Kurudy," "we," "our," or "us") operates a reward‑based crowdfunding platform dedicated exclusively to supporting African–U.S. based companies and Africa-based companies (collectively referred to as "Creators"). Kurudy enables Creators to raise funds from community supporters ("Backers") in exchange for non‑financial rewards, such as products, digital assets, experiences, services, or acknowledgments

This Privacy Policy explains how Kurudy collects, uses, discloses, and protects personal information submitted by users. Because Kurudy is not an investment portal and does not engage in securities-based crowdfunding, our data practices are focused primarily on:

  • Platform functionality;
  • Identity and eligibility verification;
  • Reward-based transaction support;
  • Security and fraud prevention;
  • Compliance with applicable privacy regulations.

REGULATORY COMPLIANCE

Kurudy processes personal and business information to comply with AML, OFAC, sanctions screening, fraud prevention, and legal obligations. Failure to provide required verification information may result in restricted access, delayed payments, or account suspension.

By accessing or using Kurudy.com, you acknowledge and consent to the data practices outlined in this Policy. If you do not agree with any portion of this Policy, you must stop using the platform.

1. Information We Collect

Kurudy collects only the information required to maintain a functional, safe, and trustworthy reward-based crowdfunding environment. The information collected varies based on whether a user acts as a Creator, Backer, or visitor.

A. Information You Provide Directly

Personal details: Full name, email address, phone number, date of birth, and mailing address;

Account information: Username, password, profile details;

Payment-related information: Shipping address for rewards, payment confirmation details (processed by third-party vendors);

Creator information: Company name, address, description, business documents, African ownership or operations verification materials;

User-generated content: Campaign text, images, videos, updates, and messages.

B. Automatically Collected Information

When you access the platform, we collect technical data, including:

  • IP address and device information;
  • Browser type, operating system, and device identifiers;
  • Pages visited, session duration, and navigation patterns;
  • Cookies, authentication tokens, and log files.

C. Information for African Eligibility Verification

Because Kurudy exclusively serves African and African-U.S.-based businesses, Creators may be required to submit documents verifying:

  • African headquarters or operational presence;
  • African ownership or leadership;
  • African mission alignment.

Kurudy uses this information solely to determine eligibility and prevent misuse of the platform.

D. Information We Do Not Collect

Kurudy does not collect biometric information, health information, or unrelated sensitive data. We do not gather investor suitability information because Kurudy does not support investment campaigns.

2. How We Use Your Information

Kurudy uses collected information only for legitimate and disclosed purposes that support the operation and security of the platform.

A. Operating and Improving the Platform

To:

  • Create and maintain accounts;
  • Publish Creator campaigns;
  • Enable reward-based transactions between Creators and Backers;
  • Display campaign progress and updates;
  • Provide customer support.

B. Payment Processing

Financial information is processed by secure, PCI-compliant third-party payment processors. Kurudy does not store full payment card numbers or bank account details.

C. Eligibility Verification

Creator eligibility is verified to ensure the platform is exclusively dedicated to African and African-U.S.-based ventures. Documentation collected for this purpose may be used for:

  • Authenticating business identity;
  • Preventing fraud;
  • Protecting platform integrity.

D. Communications

Personal information is used to:

  • Send account-related notices;
  • Deliver transaction confirmations;
  • Provide reward fulfillment updates;
  • Respond to inquiries and support requests.

Users may opt out of non-essential communications but cannot opt out of communications required for account functionality or security.

E. Platform Safety and Fraud Prevention

Kurudy uses data to detect and prevent:

  • Unauthorized account access;
  • Fraudulent campaigns;
  • Illicit transactions;
  • Abuse of platform features.

F. Legal Obligations

Although Kurudy does not operate under securities regulations, we still comply with general legal requirements, such as:

  • Responding to lawful requests;
  • Maintaining records necessary for fraud prevention and tax compliance;
  • Enforcing our Terms of Service.

We never use your data for purposes unrelated to platform operations, such as third-party advertising.

3. Legal Bases for Processing

Where applicable under privacy frameworks such as GDPR, Kurudy processes personal data under the following legal bases:

A. Contractual Necessity

To:

  • Operate user accounts;
  • Enable reward transactions;
  • Display campaigns and facilitate Backer-Creator interactions.

B. Legitimate Interests

Kurudy has a legitimate interest in:

  • Preventing fraud;
  • Ensuring platform security;
  • Improving user experience;
  • Verifying Creator eligibility.

C. Consent

Used for optional features such as:

  • Marketing emails;
  • Non-essential cookies;
  • Voluntary profile enhancements.

D. Legal Compliance

Kurudy may retain or process information when required by applicable law.

4. Sharing of Information

Kurudy does not sell, rent, or trade personal information. We may share information only with trusted service providers necessary to operate the platform.

A. Third-Party Service Providers

These include providers that support:

  • Payment processing;
  • Cloud hosting and data storage;
  • Identity or business verification;
  • Email and communication tools;
  • Security monitoring.

These third parties are contractually prohibited from using your information for any purpose other than providing services to Kurudy.

B. Business Verification Partners

To confirm that a Creator qualifies as an African or African-U.S. based entity, Kurudy may share minimal information with trusted verification providers.

C. Legal Disclosures

Kurudy may disclose information when:

  • Required by law or legal process;
  • Necessary to protect our rights, security, or users;
  • Needed to enforce our Terms of Service.

5. Cookies and Tracking Technologies

Kurudy uses cookies and similar technologies to:

  • Keep users securely logged in;
  • Support essential website functions;
  • Analyze performance and improve platform reliability.

We do not use advertising cookies, cross-site tracking tools, or behavioral advertising pixels.

Users may adjust browser settings to manage or delete cookies, although disabling essential cookies may limit platform functionality.

6. Communications and Electronic Records

Kurudy communicates electronically for operational and support purposes, including:

  • Reward confirmations;
  • Creator updates;
  • Security alerts;
  • Important platform notices.

These communications are necessary for maintaining account access and platform functionality.

Optional educational or promotional messages may be unsubscribed from at any time.

7. Data Retention

Kurudy retains personal information only as long as necessary for:

  • Operating campaigns and accounts;
  • Facilitating Backer-Creator interactions;
  • Preventing fraud and abuse;
  • Complying with applicable laws;
  • Resolving disputes.

Eligibility verification documents for Creators may be retained as long as the Creator remains active on the platform or as required to confirm past compliance.

Once information is no longer needed, it is securely deleted or anonymized.

8. Data Security

Kurudy implements industry-standard safeguards such as:

  • Encryption of data in transit and at rest;
  • Firewalls and intrusion detection systems;
  • Multi-factor authentication options;
  • Regular vulnerability assessments;
  • Restricted access based on job role.

While no online platform can guarantee absolute security, Kurudy is committed to continuously improving its security posture.

9. User Rights

Depending on jurisdiction, users may have rights including:

  • Accessing personal data;
  • Requesting corrections;
  • Requesting deletion (when legally permissible);
  • Restricting or objecting to certain processing;
  • Exporting data in a portable format.

Requests may be submitted to support@kurudy.com and are typically addressed within 30 days.

Certain legal or operational requirements may prevent the immediate deletion of some data.

10. International Data Transfers

Kurudy primarily operates in the United States but may use service providers located in other countries. When data is transferred internationally, Kurudy ensures appropriate safeguards are in place, including:

  • Standard Contractual Clauses (SCCs);
  • Data Processing Agreements;
  • Encryption and access controls.

11. Children's Privacy

Kurudy is intended for individuals 18 years or older. We do not knowingly collect or maintain information from minors. If such information is discovered, it will be promptly deleted.

12. Updates to This Policy

Kurudy may update this Privacy Policy periodically to reflect:

  • Changes in platform features;
  • Legal or regulatory developments;
  • Security improvements.

Material changes will be communicated through the platform or email. Continued use of the platform constitutes acceptance of updated terms.

13. Contact Information

For all privacy-related inquiries, please contact:

Kurudy Inc.

  • Email: support@kurudy.com
  • Hours: Monday–Friday, 9:00 AM–5:00 PM EST
  • Jurisdiction: Maryland, United States